California Consumer Privacy Act (CCPA) effective January 1, 2020 Our consumer bankruptcy database is not subject to the CCPA:

1) All consumer bankruptcy data is public information which is gathered from the federal courts and is exempt.

2) The bankruptcy data is regulated by the Fair Credit Reporting Act (FCRA) and we are not a Credit Reporting Agency (CRA).

Please note: If any data is appended to California data (other than NCOA information), you may be subject to the CCPA of 2020.